Terms of Service
By accessing or using ConvertSheet, you agree to these clear and transparent terms.
Last updated: September 2026
1. Free and Open Use
ConvertSheet grants you a non-exclusive, worldwide, royalty-free license to use all file converters, developer utilities, and calculators for personal, educational, or commercial purposes. There are no mandatory subscriptions, hidden paywalls, or artificial file limits.
2. Financial Calculators & Informational Disclaimer
ConvertSheet provides mathematical modeling tools (such as mortgage calculators, retirement projections, compound interest models, and loan amortizations) solely for educational and self-directed financial estimation purposes.
ConvertSheet is not an investment advisor, mortgage broker, or CPA firm. Mathematical models are based on standard financial algorithms, but real-world outcomes will differ due to shifting interest rates, taxes, inflation variances, and lender fees. Always consult a certified financial planner or tax professional before making major life decisions.
3. Client-Side Processing & User Responsibility
Because all transformations happen directly inside your web browser sandbox using your machine's CPU and RAM, you are responsible for maintaining backups of your source files before executing destructive file conversions or batch processing.
4. Limitation of Liability
ConvertSheet and its maintainers provide the software “as is” and “as available”, without warranties of any kind, whether express or implied. Under no circumstances shall ConvertSheet be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our tools.
5. Changes to Terms
We may periodically update these terms to reflect new features or regulatory obligations. Continued use of ConvertSheet following any updates constitutes acceptance of the revised terms.